One of the biggest differences between millennial men and women when it comes to saving? Vacations.

Women cited it as their top short-term savings goal in TD Ameritrade’s illuminating “Millennials and Money Survey,”while men were most concerned with having an emergency fund.

But don’t think those females surveyed aren’t also worried about coming up short in a crisis. In fact, by a 12-percent margin -; 62 percent vs. 50 percent -; more females were focused on socking money away to deal with what’s described as “the potential for a financial disruption.”

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